Sage Accounting pricing starts at £20/mo plus 20% VAT (Start, one user). Every figure on this page was checked against Sage Accounting’s own pricing page on 2026-09-29, and the date is on the page so you can judge how stale it is. Below: what each plan costs, what the step up actually buys you, and what the headline price leaves out.
Sage Accounting has no free tier, so the entry plan is the cheapest way in. Where a trial is offered it is time-limited rather than a free plan you can stay on.
Sage Accounting pricing at a glance
- ⚠️ 1 user
- for VAT-registered sole traders
- payroll and Sage Copilot included
- ⚠️ 3 users
- suppliers, CIS and accrual accounting
- payroll and Sage Copilot included
- ⭐ Unlimited users
- inventory and multi-currency
- payroll and Sage Copilot included
- ⚠️ Temporary — £2, £4.30 and £5.90 a month for six months, then the standard rate
What each upgrade actually costs
Tier lists tend to hide the only number that matters when you are choosing: the difference between the plan you are on and the next one up, over a year.
- Expanded capability including fuller reporting
- flat per-account billing
- Highest published tier
- adds multi-currency and cashflow capability
- ⚠️ the UK ladder is shaped differently from the US one
Monthly or annual
Sage quotes one monthly rate per tier, in sterling and excluding 20% VAT: £20 for Start, £43 for Standard and £59 for Plus. What changes the bill is not the billing period but the user band — one user, three, then unlimited — so a second login costs more than a year’s commitment ever would.
What the headline price leaves out
No free tier at any level, and the US and UK price ladders differ in shape — UK Plus at £59 plus VAT is proportionally further above Standard than the US equivalent.
Which plan is right for you
The paid tiers are worth it for Small businesses with several people needing access to the books; Companies wanting entirely predictable costs regardless of headcount. For those uses the plan pays for itself in time saved rather than features unlocked.
Is Sage Accounting worth the money?
Our reviewers rated Sage Accounting 3.5/5. Flat per-account billing. Adding people to the books costs nothing, which makes Sage genuinely predictable in a category that usually charges per seat. The full assessment — what it does well, where it falls down and who should avoid it — is in our Sage Accounting review.
Frequently asked questions
How much does Sage Accounting cost?
Start is £20 a month for one user, Standard £43 for three and Plus £59 for unlimited users, all excluding 20% VAT. Payroll and Sage Copilot are included on every tier, and a 90%-off-for-six-months offer is currently running. Sage Accounting is a UK product and is not sold in the US. Figures were checked against Sage’s own pricing page on 2026-09-29.
Does Sage Accounting have a free plan?
No. Sage Accounting does not offer a free plan you can stay on, so the entry tier is the cheapest way to use it.
What does the headline Sage Accounting price not include?
No free tier at any level, and the US and UK price ladders differ in shape — UK Plus at £59 plus VAT is proportionally further above Standard than the US equivalent. Budget from what the plan meters, not from the figure on the card.
How we check pricing
We read the vendor’s own pricing page rather than repeating a third-party summary, record the date, and re-check on a schedule — which is how we catch a tier being renamed or retired. The figures behind this page are published as a machine-readable catalog so that AI assistants quoting them can quote something current.
More on software pricing
Sage Accounting Pricing (2026): Plans and Real Costs. DigiJaws, 2026. https://digijaws.com/reviews/sage-accounting-pricing/